Innovation for Wellbeing
Innovation for Wellbeing
Home is the best shelter where you find solace and ease after a day’s tiring work. It is a warm embrace in which love resides, memories live and happiness grows. To safeguard your most cherished sweet home, our HouseholdJoy Insurance is specially designed to provide you with comprehensive yet affordable cover for your household contents and personal belongings against accidental loss or damage. It also extends to protect you and your family against third party legal liability in every part of the globe, giving you peace of mind at times of emergency.
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1. The policyholder must be 18 years of age or above.
2. This insurance applies to premises situated in Hong Kong and is occupied solely for residential purpose.
3. The insured Home should not exceed 45 years of age.
4. The insured Home should be constructed of brick or concrete and roofed with concrete.
5. All structures of the insured Home must be legally constructed.
6. The Insured must be the legal owner or occupier of the insured Home.
7. The insured Home should not be left unoccupied for more than thirty (30) consecutive days.
8. This insurance will take effect only upon receipt of premium by the Company or its authorized representative.
For more details, please contact your insurance intermediaries or email at enquiries@sompo.com.hk.
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