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Employees’ Compensation Insurance

Our Employees’ Compensation Insurance covers your statutory liability as the employer under Employees' Compensation Ordinance to compensate your employees should they sustain bodily injury or death by accident occurring or disease contracted arising out of and in the course of employment. This policy also covers your Common Law liability to your employees.

Public Liability Insurance

Our Public Liability Insurance indemnifies you against your liability for third party property damage and personal injury (including death or illness) in the event of an accident which occurs due to your fault or negligence. The policy also covers all legal costs and expenses necessarily incurred.

Building Owners' Corporation Third Party Liability Insurance

Our Building Owners' Corporation Third Party Liability Insurance indemnifies you against any sums that you become legally liable to pay for in respect of third party’s death or bodily injury occurred in the common areas of the insured building in accordance with Section 41 of the Building Ordinance (Cap. 344).

Products Liability Insurance

The legal environment of the world is changing in a rapid pace. People in the US, Japan, and the European Union are more aware of the safety and damages recovery of product. As companies expand into different countries and different regions, they must look towards minimizing their exposures to product liability regulations in each of the different countries.

Our Product Liability Insurance is specifically designed for product manufacturers, wholesalers and retailers to protect you against the cost plus any legal fees of compensation for:

  • personal injuries (including death or disease) caused by your faulty product
  • loss of or damage to property caused by your faulty product

Golfer’s Public Liability Insurance

Our Golfer’s Public Liability Insurance protects you against legal liability for accidental bodily injury or property damage to third parties. Coverage includes personal liability, personal accident, medical expenses, golf equipment benefits as well as the expenses incurred in celebration of your accomplishment of a hole-in-one, so that you can experience an enjoyable and relaxing golfing.

Directors’ & Officers’ Liability and Company Reimbursement Insurance

Our Directors’ & Officers’ Liability and Company Reimbursement Insurance protects you from legal claims against wrongful acts conducted by your past and present directors, officers, secretaries and employees in a managerial or supervisory capacity, which can be extremely costly and time-consuming to resolve.

Wrongful acts include:

  • breach of duty
  • neglect
  • error
  • omission
  • misleading statements

Professional Indemnity Insurance

Tailor-made to cater for the needs of different professions, our Professional Indemnity Insurance offers unique protection to professionals from a variety of advice-giving service industries against civil liability claims resulting from:

*actual or alleged breach of professional duty in the performance of professional services
*libel, slander or defamation by reason of words written or spoken by the Insured or any employees
*breach of trust
*actual or alleged plagiarism or infringement of copyright, trademark, or registered design or patent

For enquiries, please contact your insurance intermediaries or our company directly at (852) 2831 9980 or email at