Our Fire Insurance covers any loss, destruction or damage caused by fire, or lightning, or by explosion of boilers or gas used for domestic purposes. Coverage can be extended to the loss of or damage to your property arising from aircraft, bush fire, earthquake, explosion, vehicle impact, riot and strike, malicious damage, spontaneous combustion, sprinkler leakage, typhoon, windstorm and flood, bursting or overflowing of water tanks, apparatus or pipes and landslip and subsidence.
Property All Risks Insurance
Our Property All Risks Insurance indemnifies you against all risks of accidental physical loss of or damage to the property insured unless exclusion applies.
Business Interruption Insurance
Our Business Interruption Insurance provides you with adequate protection against financial loss incurred in the event of business interruption or interference following accidental loss of or damage to your property caused by the perils insured under the material damage insurance policy.
Our Burglary Insurance protects your business assets and stock against incidents of burglary or housebreaking. Damage to your premises caused by burglars is also covered.
Electronic Equipment Insurance
Our Electronic Equipment Insurance offers you a comprehensive cover against accidental physical loss of or damage to your various electronic equipment or external data media caused by any perils other than those specifically excluded under the policy.
Optional cover is available upon request for the increase in cost of working that you may need to incur to maintain your business operations in consequence of the loss of or damage to the insured electronic equipment.
Our Money Insurance provides you with comprehensive protection against loss of money including cash, cheques, bank drafts and other forms of financial documents. Loss of or damage to safe or strongroom as a result of theft or attempted theft of the money insured is also covered.
Plate Glass Insurance
Our Plate Glass Insurance covers accidental breakage of practically all kinds of plate glass fixed to partitions, curtain walls, display windows or show cases of commercial establishments.
Whether you are the owner, tenant or occupier, our Home Insurance gives you a peace of mind by offering comprehensive protection for your household contents and indemnifying you against any sums that you become legally liable to pay for in respect of bodily injury of third parties or damage to their properties at your home or anywhere in the world.
Optional cover on building is also available for your choice.
Office Comprehensive Insurance
Specially designed to cater for the needs of small- and medium-sized enterprises in Hong Kong, our Office Comprehensive Insurance offers you an all-in-one risk solution at a competitive price.
Apart from a wide range of basic coverage for office contents, business interruption (increase in cost of working), money, malicious attack and public liability, optional covers including loss of gross profit, stock protection and employees' compensation are also available for your choice.
Shop Comprehensive Insurance
Specially designed to cater for the needs of small- and medium-sized enterprises in Hong Kong, our Shop Comprehensive Insurance offers you an all-in-one risk solution at a competitive price.
Apart from an extensive array of basic coverage for shop contents and stock, business interruption (loss of income), breakage of fixed plate glass, money, malicious attack and public liability, optional cover including special glass and employees' compensation are also available for your choice.
For enquiries, please contact your insurance intermediaries or our company directly at (852) 2831 9980 or email at firstname.lastname@example.org